Individuals and relatives before employment or engagement
Costs and funding
Look beyond the hourly rate and understand the whole arrangement.
A fair decision separates funding, gross wage, employer contributions, system and coordination costs, absence reserves and planning effort. The funding gap is shown explicitly.
- Three routes: IV assistance, care by relatives and live-in
- Compare a system model with direct employment on the same basis
- Show confirmed funding minus full costs as a gap or reserve
Free initial guidance · no contact details needed for the result · written quote before paid work
A DASTI AG serviceCosts and funding
Who is this solution for?
The situation matters—not a rigid category.
Professionals and funders who need to understand assumptions
Employer households planning indirect and absence costs
What the service includes
Clear scope, clear responsibility and clear boundaries.
Funding
Formal decision, insurer contribution, residual funding, helplessness allowance and other confirmed amounts remain separate.
Wage side
Gross wage, provisional net range and employee deductions are explained.
Full-cost side
Employer contributions, pension, accident, sickness cover, administration, coordination and reserves are visible.
Direct-employment comparison
Recruitment, holiday cover, illness, scheduling and own effort are compared at the same service level.
How we work
From initial guidance to a workable solution.
01 · Clarify the situation
We organise goals, daily life, region, times, existing support and the responsibility you want.
02 · Check eligibility and fit
Service, funding, qualification, authorisation and cantonal differences are checked separately.
03 · Compare solution and cost
Own and partner services, full costs, funding and possible gaps are made visible.
04 · Secure implementation
Contract, responsibility, scheduling, cover for absences, evidence and review are agreed.
Important boundaries
Guidance does not replace an official or professional decision.
- A calculator is not a funding approval.
- Variable insurance and pension costs remain a range.
- Already included services must be set to zero to avoid double counting.
Costs and funding
Rate, wage, full cost and funding remain separate.
Only a formal decision, funding approval, employment contract and written quote are binding. Examples are checked before engagement for canton, service type and current status.
Confirmed funding
Only amounts secured in writing are entered; unresolved funders remain open.
Expected gap
The calculator shows the range between funding and system full costs and a possible personal contribution.
Fair comparison basis
The same gross wage, service scope and absence cover are compared.
Your next step
Start with what should become possible in everyday life.
The free compass organises your situation. You then decide whether you want a personal assessment.